Science and Religion
"Just yesterday i read that scientist from 2 diff countries have coorperated to come up with a precedure, that using stem cell research, is able to return sight to the three blind mice..."
yeah i know GP's over, but i do have an interesting view that i wanna write down/share.
How people view the study of science, science and technological advancement(by the thought-school of caleb)
SOME: WOW! God's creation is so wonderful, marvelous, accurate and precise!
OTHERS: WOW! With all these knowledge, lets be our own gods and get creation of newer species under way!
I'm not saying which view is wrong, but obviously, SOME is correct. haha.
ok people, i am finally a two subber. I've dropped maths, cos, primarily, its over. haha. Wanna say a huge thanks to people out there who've been praying/sending sms/sending sms hints. Do continue to do so. HAH!
on the way back from maths, i decided to put my maths skills to test and start to plan financially for my future.
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[EDIT]
NOT FOR THE FAINT HEARTED. ITS A LONG ENTRY FROM HERE ON. TIM1, HANDSOME ONG AND VONN PROBABLY START TO WANNA STOP READING HERE. HAHA.
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PLAN A
Starting as soon as possible, i am going to put $1 000 in a bank in an annual basis, and very soon, i will become a millionare! Ok lets see how long i will have to wait. $ 1 000 000 divided by $ 1 000.
wow, going by my superb maths calculation, by plan A, i will need
1 000 years to be a millionare. Thats not too bad eh? haah.
PLAN B
Starting as soon as possible, i must put $ 1 000 in a fix deposit. My Aunty Angie says that the bank offers 3% for fixed deposit. I calculated, and in 40 years after puttin in the money, i will be getting $ 3 o75 from that $ 1 000 alone.
PLAN B - Verson 0.2
After putting in $ 1 000 for my first year in a fixed deposit, i'll put $ 1 000 for every beginning of the year. Using a calculator, after 40 years
(retirement is assumed to be 60 years old), i will have $ 77 663 . Subtracting those i put in the back, i would have earned $( 77 663 - 40 000) = $ 37 663.
PLAN B - Version 0.3
Assuming i will be able to get a part time job while studying after NS, i should be able to save, i hope, about $ 5 000 a year, if i faithfully kope food from others and go home from dinner.
So, going according to plan, including the NS years, After 40 years, i will have $ 364 433 . Minusing those i put in myself, i would have made $ 172 433. Thats qutie a hefty sum.
Now, the problem is, i got no money. HahaThere are other factors i have to play with. Lets see.
Basic pay of NS men - $ 300
ok wait, its not called pay, its called ALLOWANCE. ahha.
If i get into OCS, good, if not, it's be an avearge of abt $500 a month. Considering 2 years, i'll have $12 000. Minusing off every week end spend $ 80, i be left with $ 3 680 --->put in bank.
When entering uni, lets say i get a job at $ 1 000 a month. Of course by then i got no recess money and
have to "pay back" my mom for her care out of filial piety have to give some money to my mom
(ok la, i love my mom. HAHA), thithing and some of my own expediture, i should be able to save $ 200 a month.
(thats if aaron keeps his promise and "lend" me his laptop when he enters NS. Thank God i am exactly 2 years older than him). That will be $ 2 400 annually for 3~4 years.
After Uni, lets say that i cannot find a job for 3 months so i decide to slack another 3 months until someone come begging to me to ask me to take up a job cos they finally see the uncut gem inside of me, starting pay should be $2 000 (sorry girls, priviledge of NS men). minusing off everything, i should be able to save $ 1 000 a month. so first year can save $ 6 000 and second year, $ 12 000, and so on. Lets see, if my pay rises at a rate of 10% every year... haha.
UNTIL HERE, HOPES OF BECOMING A MILLIONARE IS HIGH!
ok now, than come the sickness, doctors visitation
(if i get really sick), pet dog, trying to be a doting older brother and a nice son, maybe gf(high cost), not forgetting the ring and house and car and petrol and PUB bills, furnitures, repairs for car, contact lenses/ specs, overseas trip(this will be a major money leakage since next time the people going overseas with my money would have increased and not decrease, assuming housewife), OH YAR, FOOD. Income tax, GST, Road tax, CPF, ERP, petrol, children's education and every other random things. now let me see.
Lets say my pay is about $ 2 500, -$50 hp bills, -$ 50 PUB bills, -$50 doctor visitation, -$ 300 on marketing for food alone, -$300 for own expenses, -$500 for house, -$500 for car, -$100 for all taxes and GST, assuming my pet dog survive on the left overs from dinner, -$ a few hundred for wife expenses, -$ 100 for mom, i'll be left with say abt $ 350 to save a month.
OK, now there is still an extravagent wedding and honeymoon to the Jupiter. The hotel and church bookings blah blah... now lets see, whatever money i made up to the time i get married would be net $ 0. So lets say i get married at 24 26, it will be 34 years to retirement. now, lets start calculating.
That will be $ 4 200 a year. lets say holidays for the first 7 years be kept simple, which means JB, since children cannot go too far, so one year can save abt $ 3 200.
By plan B, assuming i put $ 3 200 in every year, By the time i am 60, i will have $ 190 278. plus CPF<
http://mycpf.cpf.gov.sg/Members/home.htm>, an average of 16% of pay throughout working life, on $ 400 a month, tht will be another $ 163 200. That will be $ 353 478.
If both me and my wife live to a ripe old age of 900 years old, minusing the 60 years that passed, there will be 840 more years to go. I'll have to survive on a bit more than $400 a year, which translate one person $ 0.50/ day each, which is worse than poverty level. all this, assuming that I reject being a burden to my children.
All the best to me. haha
Thats why, after calculation, u will realise, its still best to lift your future and money woes up to God.
If i get matyred, like real soon, than all the lesser things to worry abt, but that brother of mine have to bear the burden of the whole house to himself. haha.....figures are just an approximate....